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Disclaimers from DIAM regarding the awards above

• Awards or ratings received do not guarantee future results.   Each fund's investment objectives, risks, charges, and expenses must be considered carefully before investing.   The fund's prospectus contains this and other information and may be obtained by contacting your financial advisor and should be read carefully before investing.  The awards and ratings referred to herein reflect an average of experience of those clients invested in the funds specified herein and do not guarantee future performance.   DIAM neither paid nor received a fee to participate in any of the programs referenced herein to receive an award or rating.
• Fund investing involves risk; principal risk is possible. Investing in certain funds involves special risks, such as those related to investments in small- and mid-capitalization stocks, and foreign currency, including illiquidity and volatility.
  Please refer to the prospectus for more details pertaining to these risks.
• These funds are not registered for sale in the United States and nothing herein constitutes and an offer to sell or a solicitation of an offer to buy any financial product.
• Morningstar and the Morningstar Logo are trademarks and service marks of Morningstar, Inc. or Morningstar Japan K.K. Lipper and Lipper Awards are trademarks of the Reuters Group of Companies.   All names, service marks and trademarks are used with permission.

Morningstar Fund of the Year:

• The funds evaluated are open-ended investment trusts registered for sale in Japan, and the evaluation is based on the unique quantitative and qualitative analysis.
• Quantitative analysis focuses on the relative performance of the funds in the respective fund category, as well as the investment management performance in the long term.
• Qualitative analysis scores the funds by using unique questionnaire and fund manager interviews.
• The funds evaluated must have track record of one year or more as of the end of December in the year evaluated.
• The funds evaluated must have asset under management of JPY 1 Billion or more as of the end of each month in the year evaluated.
• For funds with track records of three years or more, the rating must be of 3 stars or more as of the end of December in the year evaluated.   For funds with track records of more than 1 year but less than 3 years, as well as funds that have less than 10 peer funds included in the same Morningstar category, the funds are evaluated, without given a rating.

Lipper Ratings:
<METHODOLOGY>
FUND CLASSIFICATION AWARDS

• Funds registered for sale in Japan with at least 36 months of performance history as of end 2011.
• Classifications with at least 10 funds, excluding others, institutional and DC-exclusive funds.
• The calculation periods extend over 36, 60 and120 months.   The highest Lipper Leaders for Consistent Return value within each eligible classification determines the fund classification winners over three, five or ten years.

<LIPPER LEADER RATING SYSTEM>

Lipper Leader ratings are derived from highly sophisticated formulas that analyze funds against clearly defined criteria.   Funds are compared to similar funds, and only those that truly stand out are awarded Lipper Leader status.   Funds are ranked against their peers on each of four measures: Total Return, Consistent Return, Preservation, and Expense.
Scores are subject to change every month and are calculated for the following periods: 3-year, 5-year, 10-year, and overall.
The overall calculation is based on an equal-weighted average of percentile ranks for each measure over 3-year, 5-year, and 10-year periods (if applicable).   For each measure, the highest 20% of funds in each peer group are named Lipper Leaders.   The next 20% receive a rating of 4; the middle 20% are rated 3; the next 20% are rated 2, and the lowest 20% are rated 1.

Disclaimers from rating organizations regarding the award logos

• Regarding the use of Morningstar Award Logo:
  References to any specific securities do not constitute an offer to buy or sell securities.   Those awarded funds based upon the past performance cannot guarantee their future performance.   Data or statements are obtained from sources Morningstar Japan K.K believed to be reliable but are not guaranteed as to accuracy or completeness.   All information is the property of Morningstar Japan K.K. or Morningstar, Inc. and protected by copyright and intellectual property laws. All rights reserved.    Taking every factor into consideration, Morningstar Japan K.K. has selected funds for Morningstar Award “Fund of the Year 2011” in each divisions from open-end mutual fund based upon its unique quantitative and qualitative analysis. Awarded funds in the Domestic Bond Fund Division have been selected from 104 funds at the end of December 2011. Awarded funds in the International Stock Fund Division have been selected from 779 funds at the end of December   2011.Awarded funds in the Bakanced Fund Division have been selected from 547 funds at the end of December 2011.       
• References to any specific securities do not constitute an offer to buy or sell securities.   Those awarded funds based upon the past performance cannot guarantee their future performance.   Data or statements are obtained from sources Morningstar Japan K.K believed to be reliable but are not guaranteed as to accuracy or completeness.   All information is the property of Morningstar Japan K.K. or Morningstar, Inc. and protected by copyright and intellectual property laws. All rights reserved.
• Regarding the use of Lipper Fund Awards Japan Logo:
  Although Lipper makes reasonable efforts to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Lipper.   Users acknowledge that they have not relied upon any warranty, condition, guarantee, or representation made by Lipper.   Any use of the data for analyzing, managing, or trading financial instruments is at the user's own risk.   This is not an offer to buy or sell securities.

*Please click here for "Fees and Expenses" and "Risks" related to Investment Trust Products.